Handicap Calculation for Bill Muth for Week 14 Week of Rounds Used: 12 11 10 9 8 Total Average 90% Rounded to: Gross Score: 35 37 36 33 40 181 36.20 Hdcp Score (over Par): 0 2 1 -2 5 6 1.20 1.08 1 What does this mean? How are handicaps calculated?